RateTrigger
Free · No signup to calculate

See what a lower rate is actually worth.We’ll watch the rates for you.

We watch the rate every Thursday.You get one email the week it hits your number.
01 / Your loan
$
%
yrs
% of balance%
$10,400 at your balance.
Your payment today
$3,534/mo
A point lower · 6.00%
$3,199/mo
02 / Your target rate
Your current rate
7.00%
Market today
6.89%
1.00 points below your rate
4.5
5.0
5.5
6.0
6.5
7.0
Market 6.89%
Your current rate 7.00%

Drag to set your target rate.

If the 30-year average hits 6.00%

$335saved each month

Your monthly payment
Today$3,534
At 6.00%$3,199
You keep $335 every month
Five years from now$9,719 kept
Breakeven · month 32
$10,400 closing costyours after that
Total interest saved
$112,667
over 28 years
03 / Your trigger

We’ll watch for 6.00%.

We check every Thursday morning, when Freddie Mac publishes.You get one email the week rates hit your number.
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